Hunter Warfield on your credit report

Who Hunter Warfield is

Hunter Warfield is a licensed debt collection agency that collects residential rent balances for property management companies, pursuing balances 60 days after move-out. Its website now redirects to Resident Interface, which lists Hunter Warfield as one of its solutions.

How its accounts show on your credit report

Like other rental collections, a Hunter Warfield entry reflects a balance the property claimed after you moved out. Check it before your next rental application.

How to ask Hunter Warfield to validate a debt

Hunter Warfield lists 833-200-9552 for paying a debt and a self-service site at webselfserve.hunterwarfield.com. Its page does not post a mailing address, so send written validation requests to the dispute address on its validation notice and ask for the lease and move-out ledger.

Ask within 30 days of the first notice and the collector has to pause collecting until it sends verification. The letter builder writes a validation request for free.

What to do if this name is on your report

1. Pull all three reports. Get them free at AnnualCreditReport.com and find the account, its balance and its date of first delinquency.
2. Check the dates and the amount. A collection can report for 7 years from the original delinquency, not from when the collector bought it. A newer date can mean re-aging.
3. Ask for validation if you don't recognize it. Send the request in writing and keep a copy.
4. Dispute what is wrong. Dispute with each bureau that shows an inaccurate item, and with the collector directly.
5. Decide on payment with the facts in hand. Read should you pay a collection before you agree to anything.

Guides that go deeper

• Debt validation: your right to make a collector prove the debtFederal law gives you 30 days after a collector's validation notice to dispute in writing and force it to pause. How the clock works and what to send.
• What landlords see when they check your creditMany landlords buy a tenant screening report that goes beyond your credit score. What it contains, who sells it, and how deposits and guarantors work.
• What each apartment application costs your creditLandlord credit checks can be hard or soft, and FICO doesn't group rental inquiries the way it groups loan shopping. Ask these questions before you pay.
• What debt collectors can and can't do under the FDCPA and Reg FFederal limits on debt collectors: the 7-in-7 call rule, 8 a.m. to 9 p.m. hours, work and social media limits, email opt-outs, and cease letters.
• Should you pay a collection account? How to decidePaying a collection doesn't remove it, and the score effect depends on the model. How to decide, what to verify first, and how to pay safely.