Business credit
Business credit scores and reports, building credit with an EIN, and what reaches your personal file. Each guide opens with a short answer, then shows the mechanism and the sources.
01
Business credit vs. personal credit: what an EIN does and doesn't separateAn EIN lets business bureaus like Dun & Bradstreet, Experian and Equifax build a credit file for your company, separate from your personal reports.
4 min read
02
Business credit scores decoded: PAYDEX, Intelliscore, Equifax and SBSSBusiness credit scores mostly measure how promptly a company pays suppliers and lenders.
7 min read
03
Building business credit with an EIN: what actually reportsAn EIN identifies your business for taxes; it doesn't create a credit file by itself.
4 min read
04
Business credit cards that report to your personal creditIt depends on the card, and only the issuer can tell you for sure.
4 min read
05
Credit score for a small business loan: banks, online lenders, MCAsNo single score gets you a small business loan, because each lender sets its own minimum and most read the owner's personal credit next to any business scores.
6 min read
06
Credit score for an SBA loan: what lenders check in 2026SBA itself sets no minimum credit score.
6 min read