RentGrow (Yardi) on your credit report: what this inquiry means

Who RentGrow (Yardi) is

RentGrow, Inc. provides resident screening to property owners and managers and is a wholly owned subsidiary of Yardi Systems. Either name may come up when you ask a leasing office who screens its applicants.

Is it a hard or soft inquiry?

Any bureau credit pull in a RentGrow screening is coded hard or soft by the property's order. A hard pull for an apartment counts as its own inquiry, since rental pulls aren't grouped under FICO's shopping rule.

Why it showed up on your report

You applied for an apartment, or renewed a lease, at a community that screens with RentGrow.

How to check that you authorized it

1. Match the date to a rental application.
2. Ask the property which screening company it uses.
3. Request your RentGrow screening report.

How to reach RentGrow (Yardi)

Contact RentGrow through its site, by phone or by mail. It provides a free screening report on request if it has a file on you.

Guides that go deeper

• What each apartment application costs your creditLandlord credit checks can be hard or soft, and FICO doesn't group rental inquiries the way it groups loan shopping. Ask these questions before you pay.
• What landlords see when they check your creditMany landlords buy a tenant screening report that goes beyond your credit score. What it contains, who sells it, and how deposits and guarantors work.
• Specialty consumer reports: ChexSystems, tenant screening and moreBanks, landlords, insurers, and utilities often check reports you've never seen. Who keeps them, how to get yours free, and how to fix errors in them.
• Hard vs. soft inquiries: which credit checks count against youA hard inquiry comes from a credit application and can trim your score. A soft one never does. A table of the common checks, gray zones included.